Belföldi hírek

Boosting trust and security A look at the countries where similar procedures to the IBAN-name check are already in use reveals both the potential and the limits of the technology. In the Netherlands, where 90% of all domestic payments are already handled as instant payments, the incidence of invoice fraud at one of the banks that had installed an IBAN-name check declined significantly. However, over the same time period fraudulent transactions migrated to the cross-border space. The experience of UK banks has been similar. At banks with IBAN-name checks (the "Confirmation of Payee" service, CoP), APP fraud fell by an average of 10%. Over the same period, however, it increased by over 60% at banks that had not introduced CoP services. Banks and payment service providers in other countries who are similarly implementing IBAN-name checks observe above all growing trust on the part of users, and improved ease of operation when using various payment systems. "IBAN-name checks are not an all-purpose tool - a fact confirmed in the assessment by fraud experts in our pan-European working group, who have looked at which fraud scenarios are successfully blocked by such checks," says Thomas Egner, Secretary General at Euro Banking Association and co-author of the study. "To maximize the impact of these checks, it is therefore all the more important that they are used Europe-wide and can also operate on a cross-border basis. That is the only way to prevent fraudsters from simply being able to go about their business in SEPA countries where such solutions are not even up and running. Information-sharing and analysis methods should also have the effect of boosting efficiency and assisting in combating fraud, particularly if used Europe-wide." The full findings of the "IBAN-name check: Current developments and concepts" study are available on request, or at: https://www.strategyand.pwc.com/de/en/industries/financial-services/iban-name-check.html About Strategy& www.strategyand.pwc.com About Oesterreichische Nationalbank (OeNB) www.oenb.at About Euro Banking Association (EBA) www.abe-eba.eu About Deutsche Bundesbank www.bundesbank.de ------------------------------------------------------------------- Az OTS internetes oldalán található hírek, közlemények, fotók a forrásmegjelöléssel (OTS) szabadon és korlátozás nélkül felhasználhatók. Továbbközlés esetén a közzétevő köteles az átvett anyagot tartalmának torzítása nélkül, félreérthetőséget, rosszindulatú következtetéseket kizáró, az eredeti szövegkörnyezetnek megfelelő módon feldolgozni és megjelentetni. Az OTS hírek nem képezik az MTI hírkiadás részét, az MTI által szó szerint továbbított tartalomért minden esetben a beadó a felelős. © Copyright MTI nonprofit Zrt. Az OTS szolgáltatással kapcsolatban további információt a (06-1) 441-9050 telefonszámon vagy a ots@mti.hu elektronikus levelező címen kaphat.